Honestly, the baby is safest in the car seat, bottom line. If baby fusses and protests, that's better than something terrible happening.
Things that can make it better is to have someone sit in the backseat with the baby if she's still in the "back seat" mode of infant size. Once she's larger, you can move the seat to the passenger side IF YOU CAN DEACTIVATE THE AIRBAG that would deploy in the front. If you can't, you really are best off keeping her in the back.
Remember, no one 'plans' for accidents. That's why they are called accidents.